Thursday, September 11, 2014

Is an Adjustable Rate Mortgage right for you?

An adjustable-rate mortgage, or ARM, has a variable interest rate. The interest rate on a LIBOR
ARM varies with changes in the London Inter-Bank Offered Rate, or LIBOR. Which would be better for you?

A LIBOR ARM may be for you if you:

  • are looking to minimize your monthly payment.
  • are seeking to lower your interest rate and monthly cash flow.
  • want to take advantage of the equity in your home. This is a good refinance program for those who want to consolidate consumer debt such as credit cards.
Any ARM is a good idea if:
  • ARM interest levels are significantly below fixed-rate interest charges.
  • you anticipate a higher income in the future.
  • you won't be staying the the house for more than five years (especially if you have a locked-in rate for the first three, five, or seven years).
ARMs are NOT a good idea if:
  • initial rates are comparable to fixed-rate loan rates.
  • high closing costs offset the low interest rate.

You can find out a lot more about Adjustable Rate Mortgages and LIBOR ARM's by contacting:
This is for informational purposes only and should not be relied upon by you. RE/MAX Metro is not a mortgage lender. Contact Veritas Funding directly to learn more about its mortgage products and your eligibility for such products. Information is subject to change without notice. This is not an offer for extensions of credit or a commitment to lent. Veritas Funding, NMLS# 252108.

Wednesday, August 27, 2014

607 E 2100 S Clearfield, UT 84015

New listing just posted: http://tour.circlepix.com/home/Q8GRSX
Great 2 Story In Excellent Location*2 Family Rooms*Spacious Kitchen W/Island*Large Master Suite*Master Bath Has Separate Tub & Shower*3 Car Garage*Large Fully Fenced Yd*Walkout Basement- Great For Home Based Business*Vaulted Ceilings*Custom Paint*Close To Schools, Shopping & Parks*Less Than 1 Block From Large Park*This An Much More!!!
Home information
Bathrooms: 4.00
Square feet: 3,286
MLS #1253318

3667 S 575 W Syracuse, UT 84075

New listing just posted: http://tour.circlepix.com/home/FZC2TQ
Dont miss this charming multi-level Syracuse home. Very very clean! Pride in home-ownership! New Carpet and new roof. Updated throughout with custom trim and paint. Landscaping is IMMACULATE! Must see to appreciate.
Home information
Bathrooms: 3.00
Square feet: 2,062
MLS #1253221

Tuesday, August 26, 2014

26 Words That Can Leave the Wrong Impression if Used Incorrectly

CC Kris Krug. Photo of Chris Pirillo.
Whether you're speaking or writing, using the wrong word can certainly hurt the professional image you want to project. It's especially unfortunate if you make this kind of mistake during your initial contact with a person, because you never get a second chance to make a first impression. Here are 26 words you want to be sure to get right.

Adverse vs. averse. Adverse means negative or unfavorable: "She had an adverse reaction to their proposal." Averse means opposed: "They were averse to paying the extra fee."

Compliment vs. complement. A compliment is a flattering statement: "That's a very insightful comment." A complement refers to a group, "a full complement of services." It can also mean to complete or improve: "The new testimonials complement your website."

Criteria vs. criterion. It's one criterion, but two or more criteria. Or just use another word, such as "requirement" or "standard."

Discreet vs. discrete. Discreet means sensitive or confidential, "a discreet inquiry." Discrete means distinct or separate, "a discrete group of prospects."

Elicit vs. illicit. Elicit means to bring out or evoke: "He elicited my opinion." Illicit means forbidden by law or custom, "illicit drugs."

Farther vs. further. Farther describes physical distance: "That city is farther away." Further refers to a figurative distance: "No need to explain it any further."

Imply vs. infer. A speaker or writer will imply something, meaning suggest it: "He implied that the color was available." A listener or reader will Infer something, meaning deduce it: "She inferred from his comments that she could park there."

Insure vs. ensure. Insure applies only to insurance: "Their home is insured to the max." Ensure means to make certain: "Please ensure that you'll deliver it tomorrow."

Number vs. amount. A number is countable: "She has an impressive number of clients." An amount cannot be counted: "It gave him a tremendous amount of satisfaction."

Precede vs. proceed. Precede comes before: "David's speech preceded the dinner." Proceed means to start or continue: "Danielle proceeded to tell us the benefits."

Principal vs. principle. Principal means most important, "the principal reason," or refers to ownership: "She's a principal in the business." Principles a law or guideline: "We operate under certain principles."

It's vs. its. It's is just short for "it is": "It's true." It means belonging to: "Its fur is beautiful."

Who's vs. whose. Same deal. Who's is just short for "who is": "Who's coming tonight?" Whose means belonging to: "Whose car is that?"

This information was provided by Danene Strand (NMLS# 442493) with Veritas Funding.